CATEGORY

POS lending platforms

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POS lending platforms Industry Benchmarks

Savings Achieved

(in %)

The average annual savings achieved in POS lending platforms category is 6.20%

Payment Terms

(in days)

The industry average payment terms in POS lending platforms category for the current quarter is 63.8 days

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Category Strategy and Flexibility

Engagement Model

Supply Assurance

Sourcing Process

Supplier Type

Pricing Model

Contract Length

SLAs/KPIs

Lead Time

Supplier Diversity

Targeted Savings

Risk Mitigation

Financial Risk

Sanctions

AMEs

Geopolitical Risk

Cost Optimization

Price per Unit Competitiveness

Specification Leanness

Minimum Order Quality

Payment Terms

Inventory Control

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    POS lending platforms Suppliers

    244
    Total Suppliers
    6
    Diverse Suppliers
    66
    Normalized Supplier Rating
    POS lending platforms Supplier

    Find the right-fit pos lending platforms supplier for your specific business needs and filter by location, industry, category, revenue, certifications, and more on Beroe LiVE.Ai™.

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    Sample Supplier
    Company
    American Express Company
    Location
    Jackson, Mississipi
    Duns number
    3862211
    D&B SER Rating
    dnb logo

    Up to 3 months

    1 9
    6
    Low Risk High Risk

    The Supplier Evaluation Risk (SER) Rating is Dun & Bradstreet’s proprietary scoring system used to assess the probability that a business will seek relief from creditors or cease operations within the next 12 months. SER ratings range from 1 to 9, with 9 indicating the highest risk of failure. We’ve prepared an infographic to help business owners better understand what influences their SER Rating.

    Moody`s ESG Solution
    ESG Profile
    Company and Sector Performance
    42
    100
    Limited (1)
    ESG Perfomance (/100)
    Environment
    85
    Social
    31
    Governance
    48
    6 Domains Performance (/100)
    Business behaviour
    39
    Human rights
    47
    Community Environment
    26
    Corporate governance
    54
    Human resources
    21
    Security Scorecard
    90
    Threat indicators
    B
    83
    Network Security
    Detecting insecure network settings
    A
    100
    Hacker Chatter
    Monitoring hacker sites for chatter about your company
    A
    97
    DNS Health
    Detecting DNS insecure configuration and vulnerabilities
    B
    86
    Application Security
    Detecting common website application vulnerbilities
    B
    86
    Endpoint Security
    Detecting unprotected enpoints or entry points of user tools, such as desktops, laptops mobile devices, and virtual desktops
    A
    100
    Cubic Score
    Proprietary algorithms checking for implementation of common security best practices
    A
    98
    Patching Cadence
    Out of date company assets which may contain vulnerabilities of risk
    A
    100
    Social Engineering
    Measuring company awareness to a social engineering or phising attack
    A
    100
    IP Reputation
    Detecting suspecious activity, such as malware or spam, within your company network
    A
    100
    Information Leak
    Potentially confidential company information which may have been inadvertently leaked
    Industry Comparison
    amexglobalbusinesstravel.com
    Industry average
    Adverse Media Appearances
    Environmental Issues
    0
    Workforce Health Safety Issues
    0
    Product Service Issues
    12
    Human Rights Issues
    0
    Production Supply Chain Issues
    2
    Environmental Non Compliance Flags
    14
    Corruption Issues
    0
    Regulatory Non Compliance Flags
    26
    Fraud Issues
    3
    Labor Health Safety Flags
    3
    Regulatory Issues
    22
    Workforce Disputes
    0
    Sanctions
    1
    esg energy transition
    86
    Discrimination Workforce Rights Issues
    3
    esg controversies critical severity
    No

    POS lending platforms market report transcript

    POS lending platforms Global Market Outlook:

    Market Overview

    • The global POS lending finance market is estimated at $7.8 Billion in 2022. The market is growing at a CAGR of 16 percent and is expected to reach 24 billion by 2028. It has been observed that POS lending finance is growing at 40 percent a year in the US, with similar growth rates in Europe, Australia, and some parts of Asia and the Middle East

    POS Lending Finance: Market Maturity

    • POS lending finance is growing at 40 percent a year in the US, with similar growth rates in Europe

    • Globally, POS lending finance is estimated at approx. $7.8 billion in 2022

    • Adoption rates around the world have improved by a minimum of 5 percent in all the markets, after the increasing popularity of Buy Now Pay Later (BNPL) services

    Cost Drivers : POS lending platforms

    • New Age FinTechs will continue to innovate: New age FinTechs with their lean organization and innovative operating models, will continue to offer agile and cutting-edge products that will address current consumer pain points with taking a loan.

    • Data and Analytics will disrupt the Lending Value chain: Digitization of various databases and records has resulted in a multi-fold increase in data of individuals and corporations being digitally available.

    Porter's Analysis on POS lending platforms : Developed Markets

    Supplier Power

    • The presence of mature global FinTech providers in the developed markets, like the US and the UK
    • POS lending finance is a niche service offered by FinTech providers, which requires high technological capabilities and integration with various credit rating agencies for providing fast disbursal of loans

    Barriers to New Entrants

    • Barriers to new entrants are medium, due to existing, established global FinTech providers, and new providers need to create a good reputation and show good results to establish themselves. Good technological knowledge in the consumer lending finance and human capital are required

    • There are intense regualtions in the consumer lending space, and it takes high capital requirements and technological capabilities to enter the market

    Intensity of Rivalry

    • The rivalry among the current global FinTech providers are medium, and they are coming up with innovative consumer financing solutions

    Threat of Substitutes

    • The threat of substitutes is medium, as other forms of consumer lending (credit cards) are prevalent

    • Banks can launch in-house POS lending finance and increase their lending service offerings

    Buyer Power

    • As majority of the integrators are global banks and retailers, the buyer power in POS lending finance space is medium, as the integrators are aware of the lending finance category and are mature

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